Founded in 2010 by two MIT professors and experienced entrepreneurs, Cambridge Mobile Telematics (CMT) pioneered telematics for behavior-based insurance (BBI) and deployed the first solution to provide both traditional vehicle-centric UBI and BBI. With over a billion miles of driving data, CMT has a proven record of changing driver behavior: an average reduction of 35% in phone distraction, 20% in hard braking, and 20% in at-risk speeding all within less than 30 days of using the program. With DriveWell, insurers report fast customer growth (e.g., 2x growth rate compared to earlier), lower loss ratios (e.g., 34% lower crash rates, 19% less-severe claims, and 10% lower loss ratio compared to blackboxes), and greater customer retention rates.